Health Insurance

Exchange students from EU member states can usually use their insurance from their European home country. The European Health Insurance Card (EHIC) serves as proof of insurance coverage. In addition to the EHIC, it is recommended to take out a travel health insurance.

• You can only be enrolled at TU Dortmund University if you can prove that you have sufficient health insurance coverage (students from Turkey can usually do this by means of document A/T-11)!
• You can take out a German statutory health insurance policy during your first week in Dortmund. The International Office will support you in this!
• You can assume that a German statutory health insurance will cover almost all medical costs.
• There is a branch of a statutory health insurance company on the campus of TU Dortmund University.
• Currently, the price for students including long-term care insurance is about 146 EUR per month.

Health Insurance during the German Intensive Course

If you participate in the German Intensive Course in March or September, you have to take out a (travel) health insurance in your home country for this month, as you are not yet an official student of TU Dortmund University at this time, and therefore the German insurance is not yet active!

Otherwise you are not insured during the German Intensive Course!

Students over 30 Years of Age

Exchange students over the age of 30 can no longer be compulsorily insured with a statutory health insurance provider. You have two options instead:

• Voluntary statutory health insurance: The minimum contribution is around 276 EUR per month.
• Private health insurance (German or international):
  • Full coverage policies: Contributions depend on your age, state of health and the benefits you choose, so they can vary greatly and be high.
  • Special policies for international students: These are often cheaper, but they may exclude certain treatments.

We cannot recommend a specific insurance provider. However, please make sure you have good coverage and check any treatment exclusions carefully. Otherwise, you may have to pay high treatment costs yourself if you fall ill.

Where to find providers

• Overview of statutory health insurance providers (Techniker Krankenkasse has a branch on campus)
• Overview of private comprehensive insurance providers
• Private health insurance for international students is offered by Care Concept, Dr. Walter and Mawista, among others.
• Online comparison portals can also help you compare different insurances and providers.

Important: Even if you take out private or voluntary insurance, you must send your insurance certificate to a statutory health insurer so that your health insurance registration can be completed.

Excemption from Statutory Health Insurance

An exemption from the statutory health insurance is only possible if you can present proof of sufficient private (German or international) health insurance for the time of your studies at TU Dortmund University. Insurance policies from abroad usually do not meet all requirements!